1 Stop Auto Title Loan Privacy Policy

1 STOP CHECK CASHING $ PAYDAY & TITLE LOANS, LLC

INFORMATION PRIVACY STATEMENT

This Notice of Privacy Policy is for 1 Stop Check Cashing $ Payday & Title Loans, LLC. We recognize and respect the privacy expectations of today's consumers and the requirements of applicable federal and state privacy laws. We believe that making you aware of how we use your non-public personal information ("Personal Information"), and to whom it is disclosed, will form the basis for a relationship of trust between us and the public that we serve. This Privacy Statement provides that explanation. We reserve the right to change this Privacy Statement from time to time consistent with applicable privacy laws.
In the course of our business, we may collect Personal Information about you from the following sources:

From applications or other forms we receive from you or your authorized representative, such information might include things like your name and address;
From your transactions with, or from the services being performed by, us, our affiliates, or others, such as account balances, payment histories and loan utilization histories;
From our internet web sites, we may disclose information such as IP addresses, email addresses, and web pages visited on our website;
From the public records maintained by governmental entities that we either obtain directly from those entities, or from our affiliates or others, such as court filings, judgments or lien notices; and,
From consumer or other reporting agencies, such as your credit worthiness and credit history.

Our Policies Regarding the Protection of the Confidentiality and Security of Your Personal Information:
We maintain physical, electronic and procedural safeguards to protect your Personal Information from unauthorized access or intrusion. We limit access to the Personal Information only to those employees who need such access in connection with providing products or services to you or for other legitimate business purposes. We utilize any and all information obtained in data transmission to verify who we receive information from. Our web server / servers validate your online identity when you access our secure pages for security purposes and to help satisfy our standards for financial due diligence. You may keep your personal information updated. You may use the link (Update Profile) to update any information that needs to be updated.

Our Policies and Practices Regarding the Sharing of Your Personal Information:

We may share your Personal Information with our affiliates. We also may disclose your Personal Information: to third-party contractors or service providers who provide services or perform marketing or other functions on our behalf; and to others with whom we enter into joint marketing agreements for products or services that we believe you may find of interest. These third parties include companies such as:

Financial service providers such as insurance companies, banks, credit unions, or consumer lenders; or
Non-financial service providers such as retailers or direct marketers.

We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

In addition, we will disclose your Personal Information when you direct or give us permission, when we are required by law to do so, or when we suspect fraudulent or criminal activities. We also may disclose your Personal Information when otherwise permitted by applicable privacy laws such as, for example, when disclosure is needed to enforce our rights arising out of any agreement, transaction or relationship with you.

The Right to Access Your Personal Information and Ability To Correct Errors Or Request Changes Or Deletion:

Certain states afford you the right to access your Personal Information and, under certain circumstances, to find out to whom your Personal Information has been disclosed. Also, certain states afford you the right to request correction, amendment or deletion of your Personal Information. We reserve the right, where permitted by law, to charge a reasonable fee to cover the costs incurred in responding to such requests. If you prefer that we not disclose nonpublic information about you to nonaffiliated third parties, you may opt out of these disclosures, that is, you may direct us not to make those disclosures (other than those disclosures permitted by law). If you wish opt out of disclosures to nonaffiliated third parties you may contact us in writing at the following address:

Privacy Compliance Officer
1 Stop Check Cashing $ Payday & Title Loans, LLC
1330 W. Indian School
Phoenix, AZ

Alternatively you may reach the Privacy Compliance Officer by email at: Compliance@Privacy1Stop.com

Multiple Products or Services

If we provide you with more than one financial product or service, you may receive more than one privacy notice from us. We apologize for any inconvenience this may cause you.